Bajaj Housing Finance Limited
BAJAJHFLMainboardSector: Housing Finance & NBFC
Non-deposit taking housing finance giant backed by the legendary Bajaj Group. Exceptional asset quality with Gross NPA under 0.28% and loan assets (AUM) exceeding ₹97,000 Cr focused on salaried prime home buyers.
Post-Listing Technical Candlestick Chart
NSE: BAJAJHFL (Daily OHLCV)Community Posts (3)
The stock gave over 114% listing gains on day one! It cooled down from ₹180 peak to ₹130-135, which is creating a solid accumulation base. Their GNPA of 0.27% is the cleanest in the entire Indian BFSI sector, even better than HDFC Bank.
AUM is clocking 30%+ CAGR with pristine underwriting. Now that the initial speculative listing-gain flippers have exited, delivery volume is consistently staying above 65%. Perfect buy-on-dips candidate for a 3-year retirement portfolio.
Trading at roughly 3.6x P/BV, which is a significant premium to LIC Housing Finance (1.1x) and PNB Housing. However, the Bajaj brand equity and zero-credit-cost track record justifies a valuation premium. Support at ₹128.