ICICIBANK

Net NPA at 0.42% while growing credit at 15.6%... ICICI Bank is hands down the most efficiently managed private bank in India right now. ROA of 2.36% is unprecedented for a bank of this balance sheet size.

Every time ICICI Bank touches its 20-day EMA, it bounces like a basketball. Bought call options at 1,280 strike. If BankNifty breaks 52,000 tomorrow, ICICI will lead the rally to 1,320.

Been compounding in ICICI since ₹350 during COVID crash. The compounding machine never disappoints. Even in an environment of tight system liquidity, their retail CASA and cost of funds are superior to almost everyone else.